"Often caring roles have fallen to women in the past and this has impacted their earning power either because of working part-time or giving up work entirely.
"Instead of no private pension contributions being made by individuals during such times, another person - most commonly a partner or spouse - could fund a pension for them."
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The Nucleus study also found more women (79 per cent) than men (74 per cent) were unaware about the possibility of paying into someone’s pension and a higher proportion of female respondents were less likely to consider doing it.
Some 24 per cent of men who did not know said they would consider making third-party contributions, whereas the figure dropped to 19 per cent for women.
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