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Getting the withdrawal profile right for clients in decumulation

  • Identify inappropriate and appropriate investments for decumulation.
  • Design and document a retirement centralised investment proposition.
  • Describe and document a client withdrawal profile.
CPD
Approx.30min

By

Henry Cobbe is chief investment officer of Copia Capital Management

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CPD
Approx.30min

Please answer the six multiple choice questions below in order to bank your CPD. Multiple attempts are available until all questions are correctly answered.

  1. In order to identify what investments are appropriate and inappropriate for decumulation strategies, Mr Cobbe says three things need to be considered. Which is the odd one out?

  2. Guidelines around which two products need to be incorporated?

  3. In decumulation, capacity for loss may be more important than attitude to risk, according to the author. True or false?

  4. The author calls the 4 per cent rule what?

  5. According to the article, innovation in retirement investing has been what?

  6. Finish the sentence: "Clients are likely to get a better outcome if their retirement strategy remains..."

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You have successfully answered all the questions correctly, well done!

You should now know…

  • Identify inappropriate and appropriate investments for decumulation.
  • Design and document a retirement centralised investment proposition.
  • Describe and document a client withdrawal profile.

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