Yes, this can come with additional costs, but it is important to point out to prospective clients that it is worth paying now to avoid a financial catastrophe further down the line.

As the PFS's Hughes comments: "Ultimately the amount of cash spent on seeking financial advice on the division of pensions during a divorce will be a lot less than the amount that could be spent if the couple can’t reach an agreement resulting in the courts having to step in and take the choice out of their hands.”

Simoney Kyriakou is senior editor of FTAdviser